Get business insurance coverage options in Waynesville, NC
from State Farm® insurance agent
Clay Dangerfield
Request a personalized business quote
State Farm can help you build the right coverage to fit your business needs.
Why choose State Farm?
You’ve worked hard to build your business. Make sure it’s protected with customized insurance solutions from a trusted provider.
Agent know-how
State Farm agents are business owners too. We understand the importance of developing a plan for continued financial security—and we’re here to help every step of the way.
Customizable insurance
Every business is unique. That’s why we offer a wide range of coverage options that can be customized to meet your needs, so you can choose the coverages that are right for your business.
Exceptional service
State Farm has been protecting and supporting businesses since 1935. When stuff happens, we’re there for you around the clock. Like a good neighbor, State Farm is there.®
Business insurance coverage options
Protect your business now and in the future with tailored coverage that meets your company’s ever-evolving needs. Your coverage options include:
- Business Owners Policy (BOP): A BOP is a customizable policy to meet the unique needs of your business.It bundles two essential coverages—general liability and property insurance—to protect your business from unexpected risks.
- Artisan and Service Contractors: Our contractors’ policies are built for professionals which include electricians, plumbers, interior decorators, and more. We value your craftsmanship and offer tailored property and liability coverage to meet your needs and protect your business.
- Commercial Auto: If your business owns, leases, or rents vehicles, our commercial auto policy can protect your business when there is an accident involving you or an employee. Coverage is available for many vehicle types which include cars, trucks, vans, pickups, farm vehicles, and more. We also offer coverage for an employee who is using their personal vehicle for your business.
- Workers’ Compensation: A workers' compensation policy protects your business against work-related injuries or illnesses. It may also pay for medical treatment, temporary and permanent disability, and death benefits. Requirements for workers’ comp vary by state.
- Commercial Liability Umbrella Policy (CLUP): CLUP insurance provides extra coverage in scenarios where a liability claim exceeds the limits of your existing policy. It also offers you the flexibility to up your liability protection over multiple policies at once.
- Farm & Ranch: We recognize the unique needs of farmers and ranchers. No matter the size of the operation, whether you own or rent, or raise crops or livestock, our policies may be tailored to help meet your unique insurance needs.
- Surety Bonds and Fidelity Bonds: You may be obligated to provide a bond as part of a business license or contract requirement. Being bonded may also help you attract new business. Potential clients might take comfort in knowing they will be protected by a Surety Bond and you can protect your business with a Fidelity Bond.
About me
Your local State Farm agent
- Married with 3 children
- State Farm Experience since 1998
- State Farm Agent in Haywood County since 2003
- University of Georgia graduate
Office details
Address
Office hours
| Sunday | Closed |
| Monday | 09:00AM-05:00PM |
| Tuesday | 09:00AM-05:00PM |
| Wednesday | 09:00AM-05:00PM |
| Thursday | 09:00AM-05:00PM |
| Friday | 09:00AM-05:00PM |
| Saturday | Closed |
Insurance products
- Auto
- Home
- Property
- Business
- Life
Specialty products
- Annuities
- Mutual funds
Recent reviews on
Vince Strings
Clay Dangerfield and his team were very kind and professional throughout my claim. They even followed up to see if I was satisfied. We have multiple lines of insurance through his office and have been satisfied with their care. We have been with this same office for nearly 30 years if that tells you anything !
Barbara Fowler
State Farm was very efficient and quick to respond with reaching out to Clear View Glass when a rock broke my windshield...Clear View Glass was fast and efficient, also informative on what they were doing while changing the windshield on my vehicle. They showed up when they said they would. Great job to all involved.
Dorothy Adams
My wind shield was put in and the man that put it in was fantastic and he didn't stop til he was done and explained everything....
